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Our Firm

How do you protect your family with LB term and invest the difference for retirement and college?

My services are focused on your financial education.

Customize a Financial Analysis for you

I will review your present plan, and goals.

Explain your options, Make recommendations, build your own customized retirement and insurance needs analysis.

Many clients have had the opportunity to improve their overall financial well being after learning of other options. You will completely understand everything. If you don't understand and can't explain what you have now to me, we need to talk.

Listen to Dave's Story and FLX LB TERM. Click on the Home page links to understand how Living Benefits help you in crisis.

A Living Benefits policy may protect your assets.

FLX LB TERM & Dave's Story explains our responsibility to cover our Life Insurance needs as well as some very important Living Benefits. What would you do, if you couldn't work to pay your bills after a heart attack or stroke? If your Life policy doesn't have these features it's OUT DATED and may need to be replaced. Health Insurance doesn't pay these expenses, LB Term Life and Disability Insurance provides you with those funds.

Life Insurance is the foundation of all plans. It builds an immediate estate should you need it for death benefits. And the Living Benefits will protect your assets from being used up while you are alive and need some care. If you have a family, you owe them that protection to purchase your own policy that you control for their benefit and care. If a birthday is approaching, lets get together, the younger you are the least cost to you, act now, it is in your best interest.

Life insurance at work is a nice supplement, but if you leave you may have none.

I offer and educate on Roth and Traditional IRA's

I can also assist businesses in setting up Retirement Plans, 401K, Simple IRA's, Cash Balance Plans, Key Man Life Insurance Policies

I also, offer complimentary  various financial seminars to educate groups on many aspects of Life Insurance, Retirement and college savings. If you would like to set up a educational seminar for your group or church contact me.

I offer products from some of the biggest names in the industry, Ameritas, Transamerica, Fidelity Life, United Home Life, Lincoln Financial, Jackson National Life, Sammons, Fidelity Advisor, American Funds, Invesco, Franklin Templeton, American National, American Equity, and more. These are well known, respected companies.

Going forward, we will review as necessary. If you need a new direction, please give me a call at: office 423 405 4067, cell 603 707 1355 and we can get started building a new retirement plan.

Michael T Groves Financial & Associates is an independent financial services firm located in Tennessee. I have been in the financial services industry for 35+ years. I serve clients over a large region usually at their homes or business where they are most comfortable, I bring my office to you. I am Securities* Registered Series 6,63,26. Insurance Licenses in many States.

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